Charitable Giving Tax Changes in 2026 (And Things To Do Before Year-End)

In this episode of Upticks, Jake Falcon and Cory Bittner discuss upcoming changes to charitable donation deductions in 2026, stemming from the "One Big Beautiful Bill Act." They explain the new half-percent AGI floor, the cap on deductions based on tax bracket, and the universal deduction for non-itemizers. They explore strategies such as accelerating charitable contributions and using donor-advised funds to maximize deductions before the changes take effect, particularly highlighting the benefits of donating appreciated stock. The hosts also differentiate pre-retirement and post-retirement charitable planning, emphasizing the use of Qualified Charitable Distributions (QCDs) for retirees. The episode concludes with a discussion on real estate investing, with Jake expressing caution against casual dabbling without a thorough understanding of ROI and the associated time and effort.